Offer from eService
eService tom
Is your business constantly on the move? Customers don't always have cash on hand? Are you looking for a way to conveniently handle cashless payments without the need for a terminal? We have a solution for you. Turn your phone or tablet into a payment device with the eService tom app. This modern service will work great for any type of business.
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Card payment
Card payments (Visa, MasterCard, Maestro, Diners Club, Discover, UnionPay, JCB and American Express) are processed via payment terminals, which are stationary or mobile electronic devices with specialized software, enabling payments with cards with chips (EMV chip & PIN), magnetic strips, or NFC modules for contactless payments.
BLIK (Terminals)
The BLIK mobile payment system enables payments for shopping and services, payment processing via terminals and mobile transfers — all verified with 6-digit codes generated in the banking app by the PSP system, each one per bank's request.
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Merchant Cash Advance
It is a flexible option of quick financing for small and medium-sized enterprises. As an alternative to traditional loans, allows growing companies to freely use the funds received. Thus, it supports their innovation and the need to adapt to the changing market environment.
The return of the advance payment is automatic. A portion of the funds is taken by the financing provider from future POS terminals and/or the eCommerce sales.
Top-ups
Topping up your mobile phone balance can be done by adding funds to the account linked with the prepaid card via the payment terminal. It can be completed online (TopUp) by providing the phone number in the terminal, or offline (eVoucher) by using the unique code printed from the terminal.
Electronic wallets
Electronic wallets are an e-commerce solution that enables saving debit and credit cards and using them in payment gateways.
Gift cards
Gift cards of the electronic variety combine gift certificates and bank cards. They are equipped with a magnetic strip which stores identification data, and they are compatible with payment terminals. A card with a specific value can be used to pay for shopping at a specific store chain (single or multiple payments, the amount equal to or exceeding the card's value, settling the difference with the use of a payment card or cash). Gift cards make for a popular and efficient way of gaining new customers.
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Fleet cards
To meet the different network and business requirements of our customers we offer fuel payment processing for the most common fleet cards: UTA and DKV.
It's especially appealing to both professional drivers and company car users.
Cashless payments with mobile devices
Contactless payments with mobile devices, like smartphones and smartwatches, make for quick and convenient payments for products and services. These transactions require a specific app, like Google Pay or Apple Pay, and NFC-enabled mobile device.
MO/TO i MDE
The MDE transactions (Manual Data Entry) are made without contact with the physical payment card by providing the card's details in the terminal. The transaction is processed based on the written, e-mail (Mail Order) or phone (Telephone Order) request put forward by the cardholder. The MDE transactions are usually used for making hotel reservations or for settlements after the hotel's guest leaves.
Preauthorization
Preauthorization enables putting a hold on the charged amount from the payment card before the payment is actually made. This service secures future charges for the payment receiver.
Support as part of the Polska Bezgotówkowa programme
Within the framework of the Polska Bezgotówkowa programme, we are supporting the business owners who wish to join the initiative of enabling cashless payments. We are doing this by providing up to three free payment terminals and 0% fees for transactions with select payment cards.
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Cashier log-ins
Cashier log-ins enable registering sales per each cashier, based on individual passwords. Logging in provides the feature of tracking sales records for each cashier, printing out their ID numbers on receipts, as well as printing out individual sales summaries at any time or at the end of the day.
Tips
Tips are considered to belong to points of service, shops and restaurant services. This feature enables separating a tip from the transaction as a different entity, making it possible to leave one.
PIN Pads for cash registers
PIN Pad is a programmable device connected with the cash register, that can be used by the retail chains using either their proprietary or third-party IT solutions. PIN Pad transactions do not require a cashier's ingerence, and the information from the cash register is sent automatically, which reduces the number of errors related to manual inputs.
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Mobile payment terminals
Mobile payment terminals can accept payments in different locations thanks to GPRS, Wi-Fi and Bluetooth technologies, paired with long-lasting batteries. These terminals are great for a variety of applications, including restaurant, delivery and transport services.
Visa Direct
The Visa Direct service enables transferring money to the payment card via the terminal. The money from the payer's account is wired safely to the receiver's account-linked card in real time.
Pay-by-link
PayByLink is a fast electronic transfer. In order to make a payment, the customers choose their banks, after which they're redirected to the respective bank website to complete the payment. The transfer details are all automatically filled-in.
Reason for payment
Reason for payment is a feature that provides the space for including any additional alphanumerical information on the payment, like policy number or invoice details. This enables linking specific payments to customers or products. Transactions with the reason for payment included can be verified by accessing an encrypted website, where we can export the information to .xls and .pdf files.
Split payments
Split payment is a service that enables dividing one transaction between different bank accounts via the payment terminal and providing additional details. Split payments are processed in the eService settlement systems.
Payment gateway
Payment gateway enables payments directly on the web platform's website. It's the last stage of the online shopping process, making the customer choose their payment method and fill in the transaction details or redirecting them to their bank's website.
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m-commerce
m-commerce stands for the payment solutions enabling unobstructed shopping experience, including transaction processing, within the applications on mobile devices based on the iOs or Android systems.
PayPal
PayPal payment is processed with the use of a credit or debit card, or with the PayPal account balance. It can be topped up with bank transfers or PayPal account transfers.
SIM card sale
SIM cards are complementary to the available top-up offers. We're offering all available starter SIM cards from all major Polish mobile operators. The SIM cards are provided by direct shipment to retailers and to the Acceptor's Central Warehouse.
Donations
Charity donations can be made thanks to split payments. While paying for a product or a service the consumer can transfer additional funds to an account belonging to an orgaznization chosen by the business-owner.
Recurring payments
Recurring payments enable periodic delayed debit of a customer's payment card in the case of licence fees, subscriptions and other services. The cardholder provides the card details during the first payment, and the next payments are made automatically.
SafeLink
SafeLink is a fast and safe link to e-payments, sent to an e-mail address, which redirects users to e-commerce payment gateways. The payments don't have to be made right away, but each link is time-limited.
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oneClick
OneClick stands for solutions enabling fast payments that are especially crucial in mobile applications — including payments for delivery and restaurant services. Transactions are made via the payment methods available in specific applications.
PaySafeCard
PaySafeCard is an electronic voucher for a specific amount which enables payments at online stores without a bank account or a credit card.
P2PE
The P2PE (Point to Point Encryption) certificate, obtained by eService as the first settlement agent in Poland, is a guarantee of the highest level of security pertaining to the company's services. Thanks to the P2PE-certified solutions, the clients who use our payment services can save on obtaining a comparable level of payment security and PCI DSS compliance.
Dynamic Currency Conversion (DCC)
Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency for the products and services purchased in Poland. The conversion is calculated in real time according to the same-day exchange rate. The final total payment is visible in the payment terminal.
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Selling platforms
We're cooperating with online selling platforms that allow, among other things, starting up commercial activities quickly and safely.
Payment modules
You're invited to use our free online shopping platforms and eService payment modules. You just have to find and install the module compatible with your online store.
Google Pay & Apple Pay
Google Pay payments work on all mobile phones with the Android system (4.4 or newer). You just have to download the Android Pay app from the Google Play store and use it to pay everywhere where Mastercard or Visa contactless payments are supported. Apple Pay payments are available for all Apple devices and work at points of service with payment terminals.
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Processing transactions in many countries
Our payment solutions enable processing transactions in many countries which guarantees comprehensive management and monitoring of services, easier settlement and the highest quality of service no matter where you run your business.
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BLIK (e-commerce)
The BLIK payment system enables online shopping payments without the need for providing payment card details or logging into online banking services. The payment is authorized with single-use, 6-digit code generated in the customer's banking app.
Cashback
Cashback is a service that enables cash withdrawals from the shop's register while paying for products and services — all via the payment terminal. The terminals with the software providing cash withdrawals fill in the role of ATMs, letting the customers withdraw even some smaller sums of money.
