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Card payment

Card payment

Stationary POS and mobile terminals enable cashless payments.

Card payment

Card payments (Visa, MasterCard, Maestro, Diners Club, Discover, UnionPay, JCB and American Express) are processed via payment terminals, which are stationary or mobile electronic devices with specialized software, enabling payments with cards with chips (EMV chip & PIN), magnetic strips, or NFC modules for contactless payments.
BLIK (Terminals)

BLIK (Terminals)

The BLIK payment system enables mobile payments via randomly generated, single-use codes.
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BLIK (Terminals)

The BLIK mobile payment system enables payments for shopping and services, payment processing via terminals and mobile transfers — all verified with 6-digit codes generated in the banking app by the PSP system, each one per bank's request.
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Cashless payments with mobile devices

Cashless payments with mobile devices

Payments with mobile devices, e.g. smartphones, make for easy and convenient cashless transactions.

Cashless payments with mobile devices

Contactless payments with mobile devices, like smartphones and smartwatches, make for quick and convenient payments for products and services. These transactions require a specific app, like Google Pay or Apple Pay, and NFC-enabled mobile device.
Top-ups

Top-ups

Topping up your mobile phone balance with a payment terminal is possible both online and offline.

Top-ups

Topping up your mobile phone balance can be done by adding funds to the account linked with the prepaid card via the payment terminal. It can be completed online (TopUp) by providing the phone number in the terminal, or offline (eVoucher) by using the unique code printed from the terminal.
Gift cards

Gift cards

Electronic gift cards combine gift certificates and bank cards, and can be used to pay for products and services.
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Gift cards

Gift cards of the electronic variety combine gift certificates and bank cards. They are equipped with a magnetic strip which stores identification data, and they are compatible with payment terminals. A card with a specific value can be used to pay for shopping at a specific store chain (single or multiple payments, the amount equal to or exceeding the card's value, settling the difference with the use of a payment card or cash). Gift cards make for a popular and efficient way of gaining new customers.
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Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency.
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Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency for the products and services purchased in Poland. The conversion is calculated in real time according to the same-day exchange rate. The final total payment is visible in the payment terminal.
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Visa Direct

Visa Direct

The Visa Direct service enables transferring money to the payment card via the terminal.

Visa Direct

The Visa Direct service enables transferring money to the payment card via the terminal. The money from the payer's account is wired safely to the receiver's account-linked card in real time.
Cashback

Cashback

Cashback is a payment terminal service that enables cash withdrawals from the shop's register while paying for products and services.

Cashback

Cashback is a service that enables cash withdrawals from the shop's register while paying for products and services — all via the payment terminal. The terminals with the software providing cash withdrawals fill in the role of ATMs, letting the customers withdraw even some smaller sums of money.
Preauthorization

Preauthorization

Preauthorization enables putting a hold on the charged amount from the payment card before the payment is made.

Preauthorization

Preauthorization enables putting a hold on the charged amount from the payment card before the payment is actually made. This service secures future charges for the payment receiver.
MO/TO i MDE

MO/TO i MDE

The MDE transactions are made without contact with the physical payment card by providing the card's details in the terminal.

MO/TO i MDE

The MDE transactions (Manual Data Entry) are made without contact with the physical payment card by providing the card's details in the terminal. The transaction is processed based on the written, e-mail (Mail Order) or phone (Telephone Order) request put forward by the cardholder. The MDE transactions are usually used for making hotel reservations or for settlements after the hotel's guest leaves.
PIN Pads for cash registers

PIN Pads for cash registers

PIN Pad is a programmable device that enables sending the information from the cash register automatically, thus reducing the risk of errors related to manual inputs.
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PIN Pads for cash registers

PIN Pad is a programmable device connected with the cash register, that can be used by the retail chains using either their proprietary or third-party IT solutions. PIN Pad transactions do not require a cashier's ingerence, and the information from the cash register is sent automatically, which reduces the number of errors related to manual inputs.
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Cashier log-ins

Cashier log-ins

Cashier log-ins enable registering sales per each cashier, and other features.

Cashier log-ins

Cashier log-ins enable registering sales per each cashier, based on individual passwords. Logging in provides the feature of tracking sales records for each cashier, printing out their ID numbers on receipts, as well as printing out individual sales summaries at any time or at the end of the day.
Reason for payment

Reason for payment

Reason for payment is a feature that provides the space for including additional information on the payment.

Reason for payment

Reason for payment is a feature that provides the space for including any additional alphanumerical information on the payment, like policy number or invoice details. This enables linking specific payments to customers or products. Transactions with the reason for payment included can be verified by accessing an encrypted website, where we can export the information to .xls and .pdf files.
Tips

Tips

Tips can be separated from the transactions for restaurant services and others.

Tips

Tips are considered to belong to points of service, shops and restaurant services. This feature enables separating a tip from the transaction as a different entity, making it possible to leave one.
Mobile payment terminals

Mobile payment terminals

Mobile payment terminals can accept payments in different locations thanks to wireless connectivity.

Mobile payment terminals

Mobile payment terminals can accept payments in different locations thanks to GPRS, Wi-Fi and Bluetooth technologies, paired with long-lasting batteries. These terminals are great for a variety of applications, including restaurant, delivery and transport services.
Split payments

Split payments

Split payments enable dividing one transaction between different bank accounts via the payment terminal.

Split payments

Split payment is a service that enables dividing one transaction between different bank accounts via the payment terminal and providing additional details. Split payments are processed in the eService settlement systems.
Donations

Donations

Charity donations can be made via split payment while using a payment card.

Donations

Charity donations can be made thanks to split payments. While paying for a product or a service the consumer can transfer additional funds to an account belonging to an orgaznization chosen by the business-owner.
Payment gateway

Payment gateway

Payment gateway enables payments directly on the web platform's website.
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Payment gateway

Payment gateway enables payments directly on the web platform's website. It's the last stage of the online shopping process, making the customer choose their payment method and fill in the transaction details or redirecting them to their bank's website.
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Pay-by-link

Pay-by-link

PayByLink is a fast electronic transfer with automatically filled-in details, which makes online shopping easier.

Pay-by-link

PayByLink is a fast electronic transfer. In order to make a payment, the customers choose their banks, after which they're redirected to the respective bank website to complete the payment. The transfer details are all automatically filled-in.
Electronic wallets

Electronic wallets

Electronic wallets enable saving payment cards for payment gateways transactions.

Electronic wallets

Electronic wallets are an e-commerce solution that enables saving debit and credit cards and using them in payment gateways.
PayPal

PayPal

PayPal is a convenient method of online payments with both payment card or account balance.

PayPal

PayPal payment is processed with the use of a credit or debit card, or with the PayPal account balance. It can be topped up with bank transfers or PayPal account transfers.
e-Gift cards

e-Gift cards

Electronic gift cards combine gift certificates and bank cards, and can be used to pay for online shopping, among other things.

e-Gift cards

Gift cards of the electronic variety combine gift certificates and bank cards. They can be used, among other things, to pay for online shopping (single or multiple payments) — as the only or additional payment method. Gift cards make for a popular and efficient way of gaining new customers.
mCommerce

mCommerce

mCommerce stands for the solutions enabling transactions within mobile appplications.

mCommerce

mCommerce stands for the payment solutions enabling unobstructed shopping experience, including transaction processing, within the applications on mobile devices based on the iOs or Android systems.
SafeLink

SafeLink

SafeLink is a safe link for e-payments, which redirects users to e-commerce payment gateways.
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SafeLink

SafeLink is a fast and safe link to e-payments, sent to an e-mail address, which redirects users to e-commerce payment gateways. The payments don't have to be made right away, but each link is time-limited.
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oneClick

oneClick

OneClick enables fast payments in mobile applications, including payments for delivery and restaurant services.

oneClick

OneClick stands for solutions enabling fast payments that are especially crucial in mobile applications — including payments for delivery and restaurant services. Transactions are made via the payment methods available in specific applications.
Recurring payments

Recurring payments

Recurring payments enable periodic delayed debit of a customer's payment card for licence fees and subscriptions.

Recurring payments

Recurring payments enable periodic delayed debit of a customer's payment card in the case of licence fees, subscriptions and other services. The cardholder provides the card details during the first payment, and the next payments are made automatically.
Payment modules

Payment modules

We're offering free online shopping platforms and eService payment modules.

Payment modules

You're invited to use our free online shopping platforms and eService payment modules. You just have to find and install the module compatible with your online store.
Google Pay & Apple Pay

Google Pay & Apple Pay

Google Play and Apple Pay applications enable safe cashless payments via a mobile device.
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Google Pay & Apple Pay

Google Pay payments work on all mobile phones with the Android system (4.4 or newer). You just have to download the Android Pay app from the Google Play store and use it to pay everywhere where Mastercard or Visa contactless payments are supported. Apple Pay payments are available for all Apple devices and work at points of service with payment terminals.
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Selling platforms

Selling platforms

We're cooperating with online selling platforms that allow, among other things, starting up commercial activities.

Selling platforms

We're cooperating with online selling platforms that allow, among other things, starting up commercial activities quickly and safely.
BLIK (eCommerce)

BLIK (eCommerce)

The BLIK payment system enables online shopping payments without the need for providing payment card details or logging into online banking services.

BLIK (eCommerce)

The BLIK payment system enables online shopping payments without the need for providing payment card details or logging into online banking services. The payment is authorized with single-use, 6-digit code generated in the customer's banking app.
PaySafeCard

PaySafeCard

PaySafeCard is an electronic voucher for a specific amount which enables payments at online stores.

PaySafeCard

PaySafeCard is an electronic voucher for a specific amount which enables payments at online stores without a bank account or a credit card.
aKonto

aKonto

aKonto is a short-term loan whose amount can equal up to 100% of the monthly payments made with payment cards.

aKonto

aKonto is a short-term loan where the acceptor can receive funds amounting to up to 100% of the monthly payments made with the use of payment cards.
Processing transactions in many countries

Processing transactions in many countries

Processing transactions is possible across many countries, which guarantees comprehensive management and monitoring of services both in Poland and abroad.

Processing transactions in many countries

Our payment solutions enable processing transactions in many countries which guarantees comprehensive management and monitoring of services, easier settlement and the highest quality of service no matter where you run your business.
SIM card sale

SIM card sale

We're offering all available starter SIM cards from all major mobile operators.

SIM card sale

SIM cards are complementary to the available top-up offers. We're offering all available starter SIM cards from all major Polish mobile operators. The SIM cards are provided by direct shipment to retailers and to the Acceptor's Central Warehouse.
Support as part of the Polska Bezgotówkowa programme

Support as part of the Polska Bezgotówkowa programme

We are supporting the business owners who wish to introduce cashless payments to their points of service.
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Support as part of the Polska Bezgotówkowa programme

Within the framework of the Polska Bezgotówkowa programme, we are supporting the business owners who wish to join the initiative of enabling cashless payments. We are doing this by providing up to three free payment terminals and 0% fees for transactions with select payment cards.
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Fleet cards

Fleet cards

Paying for fuel and services via UTA, DKV and E100 fleet cards.

Fleet cards

To meet the different network and business requirements of our customers we offer fuel payment processing for the most common fleet cards: UTA, DKV and E100.
It's especially appealing to both professional drivers and company car users.

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