Online stores

Card payments (Visa, MasterCard, Maestro, Diners Club, Discover, UnionPay, JCB and American Express) are processed via payment terminals, which are stationary or mobile electronic devices with specialized software, enabling payments with cards with chips (EMV chip & PIN), magnetic strips, or NFC modules for contactless payments.

The BLIK mobile payment system enables payments for shopping and services, payment processing via terminals and mobile transfers — all verified with 6-digit codes generated in the banking app by the PSP system, each one per bank's request.

Contactless payments with mobile devices, like smartphones and smartwatches, make for quick and convenient payments for products and services. These transactions require a specific app, like Google Pay or Apple Pay, and NFC-enabled mobile device.

Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency for the products and services purchased in Poland. The conversion is calculated in real time according to the same-day exchange rate. The final total payment is visible in the payment terminal.

Mobile payment terminals can accept payments in different locations thanks to GPRS, Wi-Fi and Bluetooth technologies, paired with long-lasting batteries. These terminals are great for a variety of applications, including restaurant, delivery and transport services.

Payment gateway enables payments directly on the web platform's website. It's the last stage of the online shopping process, making the customer choose their payment method and fill in the transaction details or redirecting them to their bank's website.

PayByLink is a fast electronic transfer. In order to make a payment, the customers choose their banks, after which they're redirected to the respective bank website to complete the payment. The transfer details are all automatically filled-in.

Electronic wallets are an e-commerce solution that enables saving debit and credit cards and using them in payment gateways.

PayPal payment is processed with the use of a credit or debit card, or with the PayPal account balance. It can be topped up with bank transfers or PayPal account transfers.

m-commerce stands for the payment solutions enabling unobstructed shopping experience, including transaction processing, within the applications on mobile devices based on the iOs or Android systems.

SafeLink is a fast and safe link to e-payments, sent to an e-mail address, which redirects users to e-commerce payment gateways. The payments don't have to be made right away, but each link is time-limited.

OneClick stands for solutions enabling fast payments that are especially crucial in mobile applications — including payments for delivery and restaurant services. Transactions are made via the payment methods available in specific applications.

Recurring payments enable periodic delayed debit of a customer's payment card in the case of licence fees, subscriptions and other services. The cardholder provides the card details during the first payment, and the next payments are made automatically.

You're invited to use our free online shopping platforms and eService payment modules. You just have to find and install the module compatible with your online store.

Google Pay payments work on all mobile phones with the Android system (4.4 or newer). You just have to download the Android Pay app from the Google Play store and use it to pay everywhere where Mastercard or Visa contactless payments are supported. Apple Pay payments are available for all Apple devices and work at points of service with payment terminals.

We're cooperating with online selling platforms that allow, among other things, starting up commercial activities quickly and safely.

The BLIK payment system enables online shopping payments without the need for providing payment card details or logging into online banking services. The payment is authorized with single-use, 6-digit code generated in the customer's banking app.

PaySafeCard is an electronic voucher for a specific amount which enables payments at online stores without a bank account or a credit card.