Interurban transport

Card payments (Visa, MasterCard, Maestro, Diners Club, Discover, UnionPay, JCB and American Express) are processed via payment terminals, which are stationary or mobile electronic devices with specialized software, enabling payments with cards with chips (EMV chip & PIN), magnetic strips, or NFC modules for contactless payments.

The BLIK mobile payment system enables payments for shopping and services, payment processing via terminals and mobile transfers — all verified with 6-digit codes generated in the banking app by the PSP system, each one per bank's request.

It is a flexible option of quick financing for small and medium-sized enterprises. As an alternative to traditional loans, allows growing companies to freely use the funds received. Thus, it supports their innovation and the need to adapt to the changing market environment.

The return of the advance payment is automatic. A portion of the funds is taken by the financing provider from future POS terminals and/or the eCommerce sales.

Electronic wallets are an e-commerce solution that enables saving debit and credit cards and using them in payment gateways.

Contactless payments with mobile devices, like smartphones and smartwatches, make for quick and convenient payments for products and services. These transactions require a specific app, like Google Pay or Apple Pay, and NFC-enabled mobile device.

Mobile payment terminals can accept payments in different locations thanks to GPRS, Wi-Fi and Bluetooth technologies, paired with long-lasting batteries. These terminals are great for a variety of applications, including restaurant, delivery and transport services.

PayByLink is a fast electronic transfer. In order to make a payment, the customers choose their banks, after which they're redirected to the respective bank website to complete the payment. The transfer details are all automatically filled-in.

Split payment is a service that enables dividing one transaction between different bank accounts via the payment terminal and providing additional details. Split payments are processed in the eService settlement systems.

Payment gateway enables payments directly on the web platform's website. It's the last stage of the online shopping process, making the customer choose their payment method and fill in the transaction details or redirecting them to their bank's website.

m-commerce stands for the payment solutions enabling unobstructed shopping experience, including transaction processing, within the applications on mobile devices based on the iOs or Android systems.

PayPal payment is processed with the use of a credit or debit card, or with the PayPal account balance. It can be topped up with bank transfers or PayPal account transfers.

Charity donations can be made thanks to split payments. While paying for a product or a service the consumer can transfer additional funds to an account belonging to an orgaznization chosen by the business-owner.

SafeLink is a fast and safe link to e-payments, sent to an e-mail address, which redirects users to e-commerce payment gateways. The payments don't have to be made right away, but each link is time-limited.

OneClick stands for solutions enabling fast payments that are especially crucial in mobile applications — including payments for delivery and restaurant services. Transactions are made via the payment methods available in specific applications.

Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency for the products and services purchased in Poland. The conversion is calculated in real time according to the same-day exchange rate. The final total payment is visible in the payment terminal.