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Card payments (Visa, MasterCard, Maestro, Diners Club, Discover, UnionPay, JCB and American Express) are processed via payment terminals, which are stationary or mobile electronic devices with specialized software, enabling payments with cards with chips (EMV chip & PIN), magnetic strips, or NFC modules for contactless payments.

The BLIK mobile payment system enables payments for shopping and services, payment processing via terminals and mobile transfers — all verified with 6-digit codes generated in the banking app by the PSP system, each one per bank's request.

Contactless payments with mobile devices, like smartphones and smartwatches, make for quick and convenient payments for products and services. These transactions require a specific app, like Google Pay or Apple Pay, and NFC-enabled mobile device.

Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency for the products and services purchased in Poland. The conversion is calculated in real time according to the same-day exchange rate. The final total payment is visible in the payment terminal.

Reason for payment is a feature that provides the space for including any additional alphanumerical information on the payment, like policy number or invoice details. This enables linking specific payments to customers or products. Transactions with the reason for payment included can be verified by accessing an encrypted website, where we can export the information to .xls and .pdf files.

Tips are considered to belong to points of service, shops and restaurant services. This feature enables separating a tip from the transaction as a different entity, making it possible to leave one.

Mobile payment terminals can accept payments in different locations thanks to GPRS, Wi-Fi and Bluetooth technologies, paired with long-lasting batteries. These terminals are great for a variety of applications, including restaurant, delivery and transport services.