
Grocery & general stores
eService tom
Is your business constantly on the move? Customers don't always have cash on hand? Are you looking for a way to conveniently handle cashless payments without the need for a terminal? We have a solution for you. Turn your phone or tablet into a payment device with the eService tom app. This modern service will work great for any type of business.
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Card payment
Stationary POS and mobile terminals enable cashless payments.
Card payment
Card payments (Visa, MasterCard, Maestro, Diners Club, Discover, UnionPay, JCB and American Express) are processed via payment terminals, which are stationary or mobile electronic devices with specialized software, enabling payments with cards with chips (EMV chip & PIN), magnetic strips, or NFC modules for contactless payments.

BLIK (Terminals)
The BLIK payment system enables mobile payments via randomly generated, single-use codes.
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BLIK (Terminals)
The BLIK mobile payment system enables payments for shopping and services, payment processing via terminals and mobile transfers — all verified with 6-digit codes generated in the banking app by the PSP system, each one per bank's request.
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Merchant Cash Advance
It’s a finance advance against future sales, based on past POS terminals and e-commerce sales.
Merchant Cash Advance
It is a flexible option of quick financing for small and medium-sized enterprises. As an alternative to traditional loans, allows growing companies to freely use the funds received. Thus, it supports their innovation and the need to adapt to the changing market environment.
The return of the advance payment is automatic. A portion of the funds is taken by the financing provider from future POS terminals and/or the eCommerce sales.
Top-ups
Topping up your mobile phone balance with a payment terminal is possible both online and offline.
Top-ups
Topping up your mobile phone balance can be done by adding funds to the account linked with the prepaid card via the payment terminal. It can be completed online (TopUp) by providing the phone number in the terminal, or offline (eVoucher) by using the unique code printed from the terminal.
Cashless payments with mobile devices
Payments with mobile devices, e.g. smartphones, make for easy and convenient cashless transactions.
Cashless payments with mobile devices
Contactless payments with mobile devices, like smartphones and smartwatches, make for quick and convenient payments for products and services. These transactions require a specific app, like Google Pay or Apple Pay, and NFC-enabled mobile device.

Support as part of the Polska Bezgotówkowa programme
We are supporting the business owners who wish to introduce cashless payments to their points of service.
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Support as part of the Polska Bezgotówkowa programme
Within the framework of the Polska Bezgotówkowa programme, we are supporting the business owners who wish to join the initiative of enabling cashless payments. We are doing this by providing up to three free payment terminals and 0% fees for transactions with select payment cards.
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PIN Pads for cash registers
PIN Pad is a programmable device that enables sending the information from the cash register automatically, thus reducing the risk of errors related to manual inputs.
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PIN Pads for cash registers
PIN Pad is a programmable device connected with the cash register, that can be used by the retail chains using either their proprietary or third-party IT solutions. PIN Pad transactions do not require a cashier's ingerence, and the information from the cash register is sent automatically, which reduces the number of errors related to manual inputs.
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Split payments
Split payments enable dividing one transaction between different bank accounts via the payment terminal.
Split payments
Split payment is a service that enables dividing one transaction between different bank accounts via the payment terminal and providing additional details. Split payments are processed in the eService settlement systems.
SIM card sale
We're offering all available starter SIM cards from all major mobile operators.
SIM card sale
SIM cards are complementary to the available top-up offers. We're offering all available starter SIM cards from all major Polish mobile operators. The SIM cards are provided by direct shipment to retailers and to the Acceptor's Central Warehouse.
Donations
Charity donations can be made via split payment while using a payment card.
Donations
Charity donations can be made thanks to split payments. While paying for a product or a service the consumer can transfer additional funds to an account belonging to an orgaznization chosen by the business-owner.
Dynamic Currency Conversion (DCC)
Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency.
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Dynamic Currency Conversion (DCC)
Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency for the products and services purchased in Poland. The conversion is calculated in real time according to the same-day exchange rate. The final total payment is visible in the payment terminal.
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Cashback
Cashback is a payment terminal service that enables cash withdrawals from the shop's register while paying for products and services.
Cashback
Cashback is a service that enables cash withdrawals from the shop's register while paying for products and services — all via the payment terminal. The terminals with the software providing cash withdrawals fill in the role of ATMs, letting the customers withdraw even some smaller sums of money.
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