Card payment

Card payment

Stationary POS and mobile terminals enable cashless payments.

Card payment

Card payments (Visa, MasterCard, Maestro, Diners Club, Discover, UnionPay, JCB and American Express) are processed via payment terminals, which are stationary or mobile electronic devices with specialized software, enabling payments with cards with chips (EMV chip & PIN), magnetic strips, or NFC modules for contactless payments.
BLIK (Terminals)

BLIK (Terminals)

The BLIK payment system enables mobile payments via randomly generated, single-use codes.
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BLIK (Terminals)

The BLIK mobile payment system enables payments for shopping and services, payment processing via terminals and mobile transfers — all verified with 6-digit codes generated in the banking app by the PSP system, each one per bank's request.
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Cashless payments with mobile devices

Cashless payments with mobile devices

Payments with mobile devices, e.g. smartphones, make for easy and convenient cashless transactions.

Cashless payments with mobile devices

Contactless payments with mobile devices, like smartphones and smartwatches, make for quick and convenient payments for products and services. These transactions require a specific app, like Google Pay or Apple Pay, and NFC-enabled mobile device.
Top-ups

Top-ups

Topping up your mobile phone balance with a payment terminal is possible both online and offline.

Top-ups

Topping up your mobile phone balance can be done by adding funds to the account linked with the prepaid card via the payment terminal. It can be completed online (TopUp) by providing the phone number in the terminal, or offline (eVoucher) by using the unique code printed from the terminal.
Gift cards

Gift cards

Electronic gift cards combine gift certificates and bank cards, and can be used to pay for products and services.
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Gift cards

Gift cards of the electronic variety combine gift certificates and bank cards. They are equipped with a magnetic strip which stores identification data, and they are compatible with payment terminals. A card with a specific value can be used to pay for shopping at a specific store chain (single or multiple payments, the amount equal to or exceeding the card's value, settling the difference with the use of a payment card or cash). Gift cards make for a popular and efficient way of gaining new customers.
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Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency.
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Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency for the products and services purchased in Poland. The conversion is calculated in real time according to the same-day exchange rate. The final total payment is visible in the payment terminal.
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Visa Direct

Visa Direct

The Visa Direct service enables transferring money to the payment card via the terminal.

Visa Direct

The Visa Direct service enables transferring money to the payment card via the terminal. The money from the payer's account is wired safely to the receiver's account-linked card in real time.
Tips

Tips

Tips can be separated from the transactions for restaurant services and others.

Tips

Tips are considered to belong to points of service, shops and restaurant services. This feature enables separating a tip from the transaction as a different entity, making it possible to leave one.
Mobile payment terminals

Mobile payment terminals

Mobile payment terminals can accept payments in different locations thanks to wireless connectivity.

Mobile payment terminals

Mobile payment terminals can accept payments in different locations thanks to GPRS, Wi-Fi and Bluetooth technologies, paired with long-lasting batteries. These terminals are great for a variety of applications, including restaurant, delivery and transport services.
Payment gateway

Payment gateway

Payment gateway enables payments directly on the web platform's website.
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Payment gateway

Payment gateway enables payments directly on the web platform's website. It's the last stage of the online shopping process, making the customer choose their payment method and fill in the transaction details or redirecting them to their bank's website.
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Pay-by-link

Pay-by-link

PayByLink is a fast electronic transfer with automatically filled-in details, which makes online shopping easier.

Pay-by-link

PayByLink is a fast electronic transfer. In order to make a payment, the customers choose their banks, after which they're redirected to the respective bank website to complete the payment. The transfer details are all automatically filled-in.
Electronic wallets

Electronic wallets

Electronic wallets enable saving payment cards for payment gateways transactions.

Electronic wallets

Electronic wallets are an e-commerce solution that enables saving debit and credit cards and using them in payment gateways.
PayPal

PayPal

PayPal is a convenient method of online payments with both payment card or account balance.

PayPal

PayPal payment is processed with the use of a credit or debit card, or with the PayPal account balance. It can be topped up with bank transfers or PayPal account transfers.
e-Gift cards

e-Gift cards

Electronic gift cards combine gift certificates and bank cards, and can be used to pay for online shopping, among other things.

e-Gift cards

Gift cards of the electronic variety combine gift certificates and bank cards. They can be used, among other things, to pay for online shopping (single or multiple payments) — as the only or additional payment method. Gift cards make for a popular and efficient way of gaining new customers.
mCommerce

mCommerce

mCommerce stands for the solutions enabling transactions within mobile appplications.

mCommerce

mCommerce stands for the payment solutions enabling unobstructed shopping experience, including transaction processing, within the applications on mobile devices based on the iOs or Android systems.
SafeLink

SafeLink

SafeLink is a safe link for e-payments, which redirects users to e-commerce payment gateways.
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SafeLink

SafeLink is a fast and safe link to e-payments, sent to an e-mail address, which redirects users to e-commerce payment gateways. The payments don't have to be made right away, but each link is time-limited.
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oneClick

oneClick

OneClick enables fast payments in mobile applications, including payments for delivery and restaurant services.

oneClick

OneClick stands for solutions enabling fast payments that are especially crucial in mobile applications — including payments for delivery and restaurant services. Transactions are made via the payment methods available in specific applications.
Support as part of the Polska Bezgotówkowa programme

Support as part of the Polska Bezgotówkowa programme

We are supporting the business owners who wish to introduce cashless payments to their points of service.
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Support as part of the Polska Bezgotówkowa programme

Within the framework of the Polska Bezgotówkowa programme, we are supporting the business owners who wish to join the initiative of enabling cashless payments. We are doing this by providing up to three free payment terminals and 0% fees for transactions with select payment cards.
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